Coinbase BusinessCompatibility assessment only
Keep Coinbase Business for EVM USDC and treasury. Add Solana, Stellar and BNB Chain payers with Rozo.
Rozo is not a replacement for the gateway you already run. It goes in beside it, for the chains and tokens your current provider does not settle.
Keep it for
- The supported EVM USDC payment rails and Ethereum USDT you already accept.
- Coinbase treasury operations, and the accounting and refund workflow your team already runs.
- Your existing Coinbase relationship — this is not a reason to close it.
Rozo adds
- Payers on Solana, Stellar and BNB Chain — chains Coinbase Business does not settle for you.
- USDT on BSC, Polygon, Arbitrum and Solana, on top of the Ethereum USDT you already take.
- Settlement into a wallet you choose, with no provider balance to withdraw.
- A published rate card — 0.1% on Rozo routes, 0.3% on NEAR routes — read from the same constants that charge the fee.
- Underpaid orders stay open: a top-up from the customer settles them automatically.
- A second, independent observer on every chain that recovers payments a webhook dropped.
How the two run together
- Coinbase Business keeps running. Rozo is added as a second checkout route beside it.
- Before it goes live we review the routes you need and confirm an order cannot be credited twice across both providers.
- A future compatibility layer would need a merchant-specific review of Coinbase JWT authentication, response fields and webhook handling — which is why we are not promising it as a drop-in.
Honest limits
- Coinbase Commerce is no longer the current product. This comparison is with Coinbase Business, which is currently available only to eligible US and Singapore entities.
- Lightning is not a general capability on our side — it requires merchant enablement and route approval.
- Some routes pass through Rozo collection infrastructure before payout, so not every payment is payer-to-merchant direct.
- Amounts far outside the published tolerance band are resolved by our operators, and there is no automatic refund back to the payer.
- Coinbase compatibility is assessed, not built. Nothing on this page depends on it.
The path we recommend
- 1Keep your current gatewayNothing you already run gets switched off.
- 2Add Rozo as “More wallets / chains”One extra payment option next to your existing checkout, after we review your routes.Recommended first stepPilot review required
- 3Consolidate later with an adapterOnly if the added rail proves demand, and only after contract tests pass.Planned / pilot-dependent
Published rate card: 0.1% on Rozo routes, 0.3% on NEAR routes. The binding number is on every quote and may vary by route.
Stellar-originated transfers settled in a median of 17 seconds across all 452 completed transfers in the 60 days to 24 August 2026, measured from the on-chain ledger close. Other routes vary, and the slow leg is always the destination-chain payout.
We’ll follow up to assess your current provider, the routes you need, and the credit-once safeguards. Never send API keys or webhook secrets.